Usio Inc Stock Price, News & Analysis

Usio (NASDAQ: USIO), a FinTech payment solutions provider, reported Q2 2025 financial results with mixed performance. Total payment processing volume grew 15% to $1.94 billion, with ACH volumes up 19% and PINless debit transactions surging 144%. However, consolidated revenues declined slightly to $20.0 million, primarily due to a 26% drop in prepaid card services.

The company reported a net loss of $0.4 million ($0.01 per share) compared to net income of $0.1 million in Q2 2024. Gross margins expanded 185 basis points to 25.8%, marking the seventh consecutive quarter of positive Adjusted EBITDA at $0.5 million. Operating cash flow was $1.1 million, despite over $1 million in non-recurring outlays.

Management adjusted revenue growth guidance to 5-12% for 2025, citing implementation delays with two large national accounts. The company maintains $7.5 million in cash and continues its share repurchase program.

Usio (Nasdaq:USIO), a cloud-based electronic payment and embedded financial solutions provider, will release its Q2 2025 financial results on August 6, 2025 after market close. Management will host a conference call at 4:30 p.m. Eastern time to discuss results and provide updates.

Investors can join via phone (US: 1-888-999-6281, International: 1-848-280-6550) or through a live webcast at usio.com/events/. A replay will be available until August 20, 2025 through the company's website or by phone using playback code 9584705.

Usio (Nasdaq: USIO) has announced its support for flood victims in the Texas Hill Country through a donation to The Comfort Area Foundation. The company, along with its partner BoosterHub, is helping lead relief efforts for the devastating floods that have claimed 84 lives in Kerr County alone.

The initiative demonstrates Usio's commitment to supporting local communities affected by the natural disaster. The Comfort Area Foundation aims to improve the quality of life for residents in the greater Comfort, Texas area, with both Usio and BoosterHub actively participating in collecting donations for flood victims.

Usio Inc. (Nasdaq: USIO), a FinTech company specializing in integrated electronic payment solutions, has announced a strategic partnership with Mortgage Automator, a leading mortgage origination and servicing software provider. The partnership, launched in June 2025, integrates Usio's payment technology into Mortgage Automator's platform.

Through this collaboration, Mortgage Automator's users will gain access to Usio's comprehensive payment solutions, including ACH, card payments, Pinless Debit, and real-time disbursements. The integration aims to streamline loan servicing operations, reduce manual processes, and enhance compliance through secure, automated payment workflows.

The partnership represents another implementation of Usio's PayFac-in-a-box technology, demonstrating the company's commitment to expanding its payment facilitation services across various industries. The integration is designed to modernize payment management for private lenders while improving operational efficiency and borrower experience.

- ACH electronic check volume grew 42%, with transactions up 36% - Credit card revenues increased 4%, with PayFac revenues up 25% - Adjusted EBITDA was $0.7 million, slightly down from $0.8 million in Q1 2024 - Net loss of $0.2 million ($0.01 per share), improved from $0.3 million loss year-over-year - Strong cash position of $8.7 million, up $0.7 million in Q1

The company maintained disciplined cost control with flat SG&A expenses while experiencing growth in its ACH and complementary services. However, gross margins declined to 21.9% from 23.1% due to lower interest revenues and changes in revenue mix.

Usio (Nasdaq:USIO), a leading provider of integrated, cloud-based electronic payment and embedded financial solutions, has scheduled its first quarter 2025 financial results announcement for May 14, 2025, after market close. The company will host a conference call the same day at 4:30 p.m. Eastern time to discuss Q1 2025 results and provide a business update.

The conference call will be accessible to U.S. participants at 1-844-883-3890 and international callers at 1-412-317-9246. A live webcast will be available through the company's website at usio.com/events/. A replay will be accessible until May 28, 2025, via the company's website or by dialing 1-877-344-7529 (U.S.) or 1-412-317-0088 (international) with playback code 3107685.

Usio Inc (Nasdaq: USIO) reported strong financial results for Q4 and full year 2024, with GAAP earnings of $0.02 per share in Q4 and $0.12 per share for the full year. The company achieved record processing volume of $7.1 billion, up 33% year-over-year, with transactions growing 26%.

Revenue growth was seen across multiple segments: ACH & Complementary Services (+17% Q4, +12% FY), Card Services (+6% Q4, +3% FY), and Output Solutions (+13% Q4). The company's cash position reached a record high of $8.1 million, up from $7.2 million in 2023. Q4 revenues were $20.6 million, with full-year revenues at $82.9 million.

The Board authorized a new $4 million stock repurchase program, following $1.4 million in buybacks during 2024. For fiscal 2025, Usio projects 14-16% revenue growth with Adjusted EBITDA margins of 5-7%, contingent on stable economic conditions.

Usio (Nasdaq: USIO) has announced a renewal and extension of its Share Repurchase Program, authorizing a $4 million aggregate purchase limit over an additional 3-year period until May 15, 2028. The company has already utilized nearly all of the original $4 million authorization from May 2022, including $1.5 million in stock repurchases in 2024.

The FinTech company reported approximately $8.1 million in unrestricted cash as of December 31, 2024, with about 26.5 million shares outstanding as of March 24, 2025. Management will determine the timing and amount of repurchases based on market conditions and other factors, with the flexibility to conduct open market purchases, block trades, or private transactions under Rule 10b5-1.

Usio (Nasdaq:USIO), a leading provider of integrated, cloud-based electronic payment and embedded financial solutions, has scheduled its Q4 and fiscal year 2024 financial results announcement for March 26, 2025, after market close.

The company will host a conference call on the same day at 4:30 p.m. Eastern time, featuring management's formal remarks followed by a Q&A session. U.S. participants can dial 1-844-883-3890, while international callers should use 1-412-317-9246.

A live webcast will be accessible through Usio's website. A replay will be available until April 9, 2025, accessible via the company's website or by dialing 1-877-344-7529 (U.S.) or 1-412-317-0088 (international) with playback code 2388192.